Defendant

A shall be punished by a fine for negligence of KRW 5,000,000, and by a fine of KRW 1,000,000.

The above fine is imposed against the Defendants.

Punishment of the crime

Defendant

A operates credit business without any trade name at the Ministry of Finance and Economy, and Defendant B distributes name cards for loan promotion to credit service providers.

1. Although the interest rate should not exceed 30/100 per annum when the jointly-registered credit service provider, the Defendants’ written indictment from the convenience store in Bupyeong-si, Busan, around October 2, 2012, seems to be “E” but they seem to be written in writing.

For 12,000,000 won per day as the loan cycle, 12,000 won per day shall be paid in installments for 100 days, and 12,000 won per day shall be paid in interest for 70 days from E.

Accordingly, the Defendants conspired to collect interest at the rate of 136.2% per annum and exceeded the limit interest rate.

2. Defendant A

(a) Any person who intends to run an unregistered credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do governor or Special Self-Governing Province Governor who has jurisdiction over

Nevertheless, the Defendant, in collusion with B, did not register with the competent authorities from May 2012 to October 2012, and distributed the name of credit business advertisement by getting off and getting off the off the Obaba in order to distribute the name of credit business. The Defendant, upon contact with the persons who need the loan, provided a loan to E by finding out contact with them and providing consultation, provided a loan of KRW 1 million.

(b) If an unregistered credit service provider grants a loan to an unregistered credit service provider, the interest rate shall not exceed 30/100 per annum;

Nevertheless, on June 20, 2012, the Defendant: (a) extended KRW 2 million to F in the vicinity of the Seocheon-gu, Seocheon-gu, Seocheon-gu; (b) received installment payments for 50,000 won per day for 1.84 million won after deducting KRW 1.60,000 from pre-paid interest; and (c) received interest as a total of KRW 1,80,000 per day until the end of July 2012.

In this respect.