A defendant shall be punished by imprisonment for two years.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

[2012 Highest 801] Any person who intends to engage in credit business shall register with the competent administrative agency, and when any unregistered credit service provider, etc. lends a loan, the interest rate shall not exceed 30% per annum, and any debt collector shall not demand repayment by threatening the debtor or his related person, etc.

1. On July 26, 201, the Defendant violated the Act on the Registration of Credit Business, etc. and Protection of Financial Users: (a) lent KRW 3 million to D from the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the business of the former to 90,000 won a day by 40,000 won; and (b) the business of the credit business was operated by the above method from August 5, 2010

2. On May 5, 2012, the Defendant violated the Fair Collection of Claims Act: (a) around 15:00, the Defendant: (b) lent 1.5 million won (1.5 million won) to the G restaurant operated by the F in Ansan-si, Chungcheongnam-do; (c) and (d) took three times the side f of the F with the Linter, who was her hand in order to receive the payment of the principal and interest from the F in order to receive the payment of the interest; and (d) took three times the Linter’s side f with the Linter; and (e) took the note of the F’s words of not taking a bath from the F, “F will not take part in the money; and (d) the Defendant took part in the F’s obligation to collect the claim by threatening f by threatening f., who is able to receive the payment of the principal and interest.”

[2012 Highest 945] A person who intends to engage in credit business shall register with the competent authority, and where a unregistered credit service provider provides a loan, the interest rate shall not exceed 30% per annum, and the debt collector shall use a telephone repeatedly or at night without justifiable grounds.