The judgment of the first instance shall be revoked.

The defendant shall start on March 4, 2013 with respect to KRW 8,530,528 and KRW 4,085,544 among the plaintiff.

1. In full view of the facts that there is no dispute between the parties to the judgment as to the cause of the claim, and the overall purport of the statements and arguments in Gap's evidence Nos. 1 through 20, the plaintiff may recognize the fact that on May 31, 2012, the plaintiff transferred each of the claims in the table below against the defendant from the Liber Loan and the defendant on June 29, 2012, and notified the defendant of the assignment of the claims.

(2) On December 4, 2006, Defendant 2, 201, and Defendant 2,521,875,875,801,975,323,850 ordinary loan loan (ju) on December 4, 2005, 1,563,569,643,678 credit card loans 206,678. 206. 4,08,54,444,48 credit card loans 205,54,530,528, the principal and interest of the loan extended to Defendant 2,875,84,530,528 shall be paid to the Plaintiff on December 29, 2006.

2. In conclusion, the plaintiff's claim of this case is justified, and the judgment of the court of first instance is unfair, and the plaintiff's appeal is revoked and the judgment of the court of first instance is accepted.