1. The part of the judgment of the court of first instance against the plaintiff shall be revoked.

2. The Defendant’s KRW 9,015,828 and 8,038 among the Plaintiff.

1. Facts of recognition;

A. The Defendant, including the conclusion of a loan contract, concluded two contracts with the KBN Card Co., Ltd. (hereinafter “National Card”) to engage in loan transactions using a credit card (hereinafter “each contract of this case”), as listed below, and agreed to approve the application of bank basic terms and conditions and credit card member terms and conditions with respect to each contract of this case, and pay late payment damages in arrears in accordance with the interest rate set by the national card.

The Defendant lost the benefit of time due to the Defendant’s failure to pay the principal and interest of loans while making loan transactions under each of the instant contracts. The Defendant’s obligation to pay to the national card at present is as listed below.

(Unit / Base Date: (1) On February 16, 2014, the transferor-registered institution and the primary debtor-related debtor-related assets A 2,455,009, the due date for the loan of the original debtor-related assets and the national card A 2,43, a national card A 5,583,630, May 31, 2013, credit card A 298,4343,43, credit card A 5,583,630, credit card A 678,755, 6,262,385 on May 31, 2013

B. The national card, such as assignment of assignment and notification, transferred the principal and interest of the bonds indicated in the above table to the Plaintiff on the date of confirmation of assets indicated in the above table, and at that time notified the Defendant of the transfer of bonds, and the notification was delivered to the Defendant.

On the other hand, the rate of overdue interest determined by the national card is 17% per annum from the day after the date of confirmation of assets of each bond to the day of full payment.

[Based on the recognition] Evidence Nos. 1, 2-2, 3, 4-2, 5, 6-1, 2, and 3, and the result of the fact inquiry about the national card of this court, the purport of the whole pleadings

2. According to the above facts of recognition, the Defendant’s assets confirmation date for each of the loan balance and attempted interest on the Plaintiff (= KRW 2,455,009 KRW 298,434 KRW 5,583,630 KRW 678,755) and total of the loan balance (= KRW 2,455,009 KRW 5,583,630).