A defendant shall be punished by imprisonment for a term of one year and two months.

However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. A person who intends to engage in credit business, etc. in violation of the Act on the Registration of Credit Business, etc. and Protection of Financial Users (hereinafter “BF”) is registered with the competent authority having jurisdiction over the relevant place of business. However, the Defendant did not register credit business, and the Defendant loaned KRW 100,000 to C in front of the house of C located in Busan City-gu, Busan Metropolitan City, and paid KRW 90,000,000 after deducting 10,000 won as the preferred interest from the preferred interest, and paid KRW 20,000 per day to repay principal and interest in 65 days in equal days as shown in attached Table 1 of Crimes.

2. The highest interest rate shall not exceed 24-25% per annum (25% per annum before February 8, 2018, and 24% per annum thereafter) where a credit service provider without registration of credit business, etc. makes a loan, the Defendant agreed on May 22, 2017 to provide a loan of 2.5 million won to E from an officetel located in the Dong-gu, Busan Metropolitan City (2.5% per annum before February 8, 2018, and 2.5% per annum from May 22, 2017, the Defendant agreed to provide a loan of 2.25 million won per annum after deducting 2.5 million won per annum as a prior interest. 60 million won per day by making an agreement to repay principal and interest on 444 days per annum by equal days and by making an agreement to pay interest on 267% per annum from May 22, 2017 to August 25, 2018.

3. In spite of the fact that the Defendant is prohibited from advertising credit business, other than credit service providers or credit financial institutions, in violation of the Registration of Credit Business and the Protection of Financial Users Act, the name of the business entity by requesting the Internet “F” website on September 2017 without registering the credit business: G.