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(영문) 대구지방법원 2014.08.13 2013가단15866
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. An intra-company labor-welfare fund shall be the insured, and the legal heir of the employee who died of the beneficiary of the death insurance shall be the employee, and the Korea Electric Power Corporation entered into an insurance contract with Defendant ELA District Damage Insurance Co., Ltd. (the insured period of KRW 35 million; KRW 16:00 on May 27, 2012; KRW 16:0 on May 27, 2013; KRW 35 million on May 27, 2013; the Defendant Dongdong Fire and Marine Insurance Co., Ltd.; the insurance period of KRW 00:0 on May 27, 2012; and the Hyundai Marine Fire and Accident Insurance Co., Ltd. and Hyundai Group Accident Insurance Co., Ltd. (the insured period of KRW 30 million on May 27, 2013; KRW 00:0 on May 27, 2013); and each of the Defendant Hyundai Marine Fire Insurance Co., Ltd. and Hyundai Organization Accident Insurance Co., Ltd. (the insurance contract on May 27, 16, 2015.).

B. According to the terms and conditions of each of the above insurance contracts, insurance money shall not be paid if the insured intentionally injures himself/herself, but shall be paid if the insured damages himself/herself in a state that he/she cannot make a free decision due to mental disorder, etc.

C. E entered the Korea Electric Power Corporation on October 12, 1992, and served in the Korea Electric Power Corporation’s electric supply team from March 18, 2010.

However, at around 14:45 on June 5, 2012, E: (a) updated on the rooftop of the building of the third floor located in G, and fell into the top left corner of the second floor of the building, and (b) was sent back to the Gyeongbuk University Hospital via H Hospital by the 119 rescue team, but (c) around 18:00 on June 5, 2012, E died of low blood-related shock.

Plaintiff

A is the wife of the network E, and the plaintiffs B, C, and D are children of the network E, and the plaintiffs are the legal successors of the network E.

[Ground of Recognition] Facts without dispute, Gap evidence 1 through 9, Gap evidence 23-3, 50, Eul evidence 1, 2, 3 (including paper numbers), Eul evidence 1, Eul evidence 1, Eul evidence 1, and the purport of the whole pleadings

2. Judgment on the parties' arguments

A. The Plaintiffs’ assertion E is a severe depression due to occupational and mental stress.

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