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(영문) 서울중앙지방법원 2019.01.31 2017가합583310
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. The plaintiff A is the spouse of the deceased D (hereinafter "the deceased"), and the plaintiff B is the infant of the deceased.

B. From December 13, 2007 to March 4, 2016, the Deceased or Plaintiff A concluded the same four insurance contracts between the Defendant and the insured as the Deceased, and the beneficiary of the death insurance as the statutory inheritor (hereinafter “each of the instant insurance contracts”) as set forth in the following table.

(1) From December 13, 2007 to February 13, 2028, the contractor’s subscription amount as the insurance period of the No. 1 E as the date of the insurance contract for the type of insurance No. 950, Oct. 1, 2010 to Oct. 1, 2010, the Deceased’s death and aftermath disability of KRW 5 million from Oct. 1, 2010 to Oct. 1, 2020, the Deceased’s death and aftermath disability of KRW 5 million from Oct. 1, 2010 to Oct. 1, 2020, the Deceased’s death and aftermath disability of KRW 3 G G 3 billion from March 29, 2012 to March 29, 2012, the Deceased’s death and death of KRW 5 million from March 29, 2016 to Mar. 29, 2016.

C. The terms and conditions of each of the instant insurance contracts stipulate that, in the event the insured dies as a result of a direct result of an injury inflicted on his/her body due to a sudden and incidental accident during the insurance period, the injury death benefit shall be paid.

Furthermore, the first insurance contract of this case provides that "the insured shall not be compensated for any damage caused by self-injury, suicide, mental disorder, or mental disorder of the insured." The second, third, and fourth insurance contract of this case shall not be paid insurance money to "the case where the insured intentionally injures himself/herself" under the terms and conditions, but the insurance money shall be paid in case where the insured has damaged himself/herself in a state where he/she cannot make a free decision due to the

‘The Court determines'.

E. At around 03:30 on May 9, 2016, the deceased fell from the 7th floor of the apartment of this case into the first floor of apartment, and damage to ples and clothes caused by a multi-sloaking aggregate.

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