1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. The plaintiff A is the deceased's spouse of the deceased E (hereinafter "the deceased"), and the plaintiff B, C, and D are the deceased's children and their legal successors.

Defendant insurance products coverage of KRW 108 100,000 to August 25, 2011; KRW 100,000 Alphus Guarantee 20,000 to April 5, 2012; KRW 100,000 to April 5, 2062; KRW 100,000,000; KRW 100,000,00,00 General Cargo Insurance Co., Ltd., Ltd., Ltd., of KRW 20,000; KRW 100,000; KRW 20,000,000; KRW 20,00,000; KRW 20,00,000; KRW 10,000,000; KRW 20,000,000; KRW 20,000,000; and KRW 30,00,00,000; and

B. Plaintiff A, the insured, Plaintiff A, or statutory inheritor, as the beneficiary, concluded each of the following insurance contracts with the Defendants (hereinafter collectively referred to as “each of the instant insurance contracts”).

C. All of the terms and conditions of each of the instant insurance contracts stipulate that “the insured intentionally injures himself/herself” shall be exempted from the payment of insurance proceeds, and the insurance proceeds shall be paid to “if the insured damages himself/herself under a condition that he/she is unable to make a free decision due to mental disorder, etc.”