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(영문) 서울중앙지방법원 2020.09.09 2019가합537113
보험금
Text

1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. The purchase amount of insurance coverage covered by Defendant B E (won) of the underlying facts as a party’s insurance coverage period from May 29, 2015 to May 29, 2076, Defendant CF of December 22, 2005 to December 22, 2005 to December 22, 205, with injury and death, 70,000,000

A. The deceased D (hereinafter “the deceased”) entered into each of the following insurance contracts (hereinafter “each of the instant insurance contracts”) with Defendant B Co., Ltd. (hereinafter “Defendant B”) and Defendant C Co., Ltd (hereinafter “Defendant C”) with the beneficiary of death insurance as the deceased as a statutory inheritor.

B. All of the terms and conditions of each of the instant insurance contracts stipulate “where the insured intentionally undermines himself/herself” as an exemption from the payment of insurance proceeds.

Terms and Conditions of Insurance Contract with Defendant B

2. (Definition of Terms) (1) Injury: Injury sustained by a person (excluding bodily assistance equipment, such as artificial organs or parts, but including artificial organs or parts, which are transplanted and substituted for its function) due to an accident of a sudden and contingency that occurred during the insurance period;

5. (Grounds for Not Payment of Insurance Money) / [1] A company shall not pay insurance money if any of the following events occurs to cause the payment of insurance money, and shall not apply the exemption from the payment of insurance money as set forth in 26-1. (Exemption from Payment of Insurance Money):

(1) The insured has intentionally impaired himself/herself: Provided, That he/she shall be paid insurance proceeds if the insured has impaired himself/herself under the condition that he/she cannot make a free decision due to mental disorder,

Terms and Conditions of Special

1. (Grounds for Payment of Insurance Money) If the insured stated in an insurance policy dies as a direct result of an injury during the insurance period of the above Special Terms and Conditions, the company shall pay the amount of insurance coverage of this Special Terms and Conditions as the death insurance amount;

4. (Provisions Applicable Mutatis Mutandis) Unspecified matters in this Special Terms and Conditions shall be at the risk of complying with the General Terms and Conditions.

except that.

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