1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On January 7, 2015, the Plaintiff entered into an insurance contract with Defendant KB Loss Insurance Co., Ltd. (hereinafter “KB Loss Insurance Contract”) with the insured, setting the beneficiary at the time of the death as the legal heir of the insured, and setting the contract period from January 7, 2015 to January 7, 2080, respectively (hereinafter “KB Loss Insurance Contract”).

The terms and conditions of the above insurance contract relating to this case are as follows:

[Ordinary Terms and Conditions] Article 2 (Definition of Terms and Conditions)

2. Grounds for payment and terms related to compensation;

(a) Injury: It means an injury sustained by a body (excluding bodily assistance equipment, such as artificial organs or parts, but including artificial organs or parts, which are transplanted and substituted for its function) due to a sudden and incidental accident that occurred during the insurance period;

Article 6 (Grounds for Not Payment of Insurance Money): (1) A company shall not pay insurance money when any of the following causes for the payment of insurance money occurs, and shall not exempt the payment of the guaranteed insurance premium:

1. The insured has intentionally impaired himself/herself: Provided, That I shall pay insurance proceeds when the insured has impaired himself/herself under the condition that he/she is unable to make a free decision due to mental disorder, etc.;

[General Injury Death Special Clause] Article 1 (Grounds for Payment of Insurance Money) Company shall pay the full amount of the insurance money of this Special Clause to the beneficiary (the legal heir of the insured if the beneficiary is not designated) in the event that the insured dies as a result of the direct result of the injury during the insurance period of this Special Clause.

Article 4 (Provisions Applicable Mutatis Mutandis) Matters not stipulated in this Special Terms and Conditions shall be at the risk of complying with the General Terms and Conditions.

However, this Special Terms and Conditions exclude Article 10 (Payment of MaturityS), Article 25 (Termination of Contracts) and Article 37 (Voluntary Withdrawal) of the General Terms and Conditions

B. On December 3, 2015, the Plaintiff.