(영문) 서울중앙지방법원 2017.07.14 2016가단5093122

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(영문) 서울중앙지방법원 2017.07.14 2016가단5093122

보험금

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1. The Defendant: (a) KRW 50,000,000 for the Plaintiff and 5% per annum from December 22, 2015 to May 3, 2016.

Reasons

1. Basic facts

A. 1) B (hereinafter referred to as “the network”) of the terms and conditions of the instant insurance contract and the conclusion thereof

(2) On July 27, 2014, the Defendant entered into an insurance contract with the name of “1406” that guarantees the risk of the injury of the insured as the insured himself/herself to the risk of the injury of the insured (hereinafter “instant insurance contract”). In the event the insured dies as a direct result of the injury, the Defendant is a statutory heir, who is a statutory heir, to pay KRW 50 million for the injury death benefit (hereinafter “instant insurance contract”).

Article 1(Grounds for Payment of Insurance Money) of the Special Terms and Conditions for Death was concluded. In the event that the insured dies as a result of a direct result of an injury during the insurance period of this Special Terms and Conditions, the company will pay the amount of insurance coverage of this Special Terms and Conditions to the beneficiary as the amount of injury death insurance money specified in the Insurance Policy. Article 3 (Grounds for Non-Payment of Insurance Money) of the Special Terms and Conditions is at the risk of complying with Article 6 (Reasons for Non-Payment of Insurance Money) of the General Conditions.

2. Terms related to the grounds for payment;

(a) Injury: It means an injury sustained by a body (excluding bodily assistance equipment, such as artificial organs or parts, but including artificial organs or parts, which are transplanted and substituted for its function) due to a sudden and incidental accident that occurred during the insurance period;

Article 6 (Grounds for Not Payment of Insurance Money) (1) A company shall not pay insurance money when any of the following causes for the payment of insurance money occurs:

1. The insured has intentionally impaired himself/herself: Provided, That I shall pay insurance proceeds when the insured has impaired himself/herself under the condition that he/she is unable to make a free decision due to mental disorder, etc.;

2. Terms and conditions applicable to the instant insurance contract are as follows:

B. The deceased’s death and causes of death.

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