A defendant shall be punished by imprisonment for six months.

Punishment of the crime

1. The Ministry of Land, Infrastructure and Transport is operating a system of lending money for lease on a deposit basis with the National Housing Fund to lend money to homeless workers at a rate lower than that of the time, if the Ministry of Land, Infrastructure and Transport applies for a loan with only certain documents, such as a certificate of employment, statement of salary, etc., without any special security, for residential stability of homeless workers, and a lease contract;

그러나 근로자 주택전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false contents related to the lessee, who is the title holder of the loan, and made the false documents to the lessee who will perform the lease. The false lessee, as above, submitted documents related to the false employment and the house lease contract to the financial institution, and applied for the worker's lease loan loan while submitting the house lease contract to the financial institution. The false lessor, who will engage in the lessor, confirmed the fact that the financial institution entered into the request for confirmation of the actual contract of the lease on a deposit basis, applied for the worker's lease loan and received the loan, and continued to commit the crime by dividing the loan by dividing it.

2. Specific criminal facts are false lessees, the Defendant, along with false lessor C, Brers D, etc., offered loans to workers under the above method, and conspired in order to have them divided.

Accordingly, D, etc. has been falsely prepared as if the defendant, who is the applicant for the loan, was on January 2012, was in attendance at the branch of the corporation, and the income tax withholding receipt.