A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The Ministry of Land, Infrastructure and Transport has operated a system of lending money for house lease with interest rate lower than the market interest rate if the Ministry of Land, Infrastructure and Transport applies for a loan with only certain documents such as a certificate of employment and a statement of salary without any special security to stabilize the housing of homeless workers with financial resources of the National Housing Fund.

그러나 대출브로커들은 근로자 주택전세자금 대출관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고서, 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false contents related to the lessee, who is the nominal holder of the loan, and made false documents to the lessee who will perform the lease. The false lessee submitted documents related to the falsely prepared employment and the house lease contract to the financial institution as above, and applied for the loan of the house lease to the employee while submitting the house lease contract to the financial institution. If the request for confirmation of the actual existence of the lease contract is entered by the financial institution, the lessor who is obligated to perform the lease contract is in fact confirmed as having entered into the contract of the lease, while performing his/her duties, he/she applied for the loan of the house lease to the employee and received the loan, and then came to commit the

Specific criminal facts, the Defendant, as a false lessee, obtained a loan of the employee deposit money in the above manner with the broman and a false lessor, and conspired in order to divide it.

According to the above public offering, the Defendant, who is the applicant for the loan around January 2013, prepares a false public offering as if the Defendant was attending the “C” company.