A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

The Ministry of Land, Infrastructure and Transport is operating a system of lending of money for lease on a deposit basis with the National Housing Fund to stabilize the housing of homeless workers with the financial resources of the National Housing Fund. If an applicant applies for a loan with only certain documents such as a certificate of employment, statement of salary, etc. without any special security, and a lease contract, then he/she can lend money for lease on a deposit basis at a rate lower than

그러나 대출브로커들은 근로자 주택전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 허위로 임차인과 임대인 역할을 할 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made a false document related to employment of a lessee who is a title holder of a loan and made a false contract for a lease on a deposit basis, and the false lessee applied for a loan for a lease on a deposit basis to a financial institution for a lease on a deposit basis, submitting documents related to employment made by falsity and a false contract for a lease on a deposit basis. If a request for confirmation of the actual existence of a lease on a deposit basis is made by a financial institution, a false lessor who will engage in a lease on a deposit basis is confirmed as having actually entered into a lease contract, while applying for a loan on a deposit basis of a lease on a deposit basis and applying for a loan on a deposit basis of a house, and

Specific criminal facts, the Defendant, along with C, D, and false lessors, as one of the false lessees, obtained the employee deposit money by the above method, and conspired in order to divide it.

Pursuant to the above public offering, Brazil and D, around May 2014, have falsely prepared a false certificate of employment as if the Defendant, who is the applicant for the loan, was attending the “E” company.