A defendant shall be punished by imprisonment for not less than eight months.

Punishment of the crime

The Ministry of Land, Infrastructure and Transport has operated a system of lending money for house lease with interest rate lower than the market interest rate if the Ministry of Land, Infrastructure and Transport applies for a loan with only certain documents such as a certificate of employment and a statement of salary without any special security to stabilize the housing of homeless workers with financial resources of the National Housing Fund.

그러나 근로자 주택전세자금 대출 관련 업무를 위탁 받은 금융기관이 형식적인 심사만 하고 대출을 해 준다는 사실을 알고, 대출브로커들은 허위로 임차인과 임대인 역할을 하는 사람들과 함께 근로자 주택전세자금 대출금을 가로챌 것을 모의하였다.

Accordingly, loan broscers made false employment-related documents and false contents related to the lessee, who is the title holder of the loan, and made the false documents to the lessee who will perform the lease. The false lessee, as seen above, submitted documents related to the false employment and the house lease contract to the financial institution, and applied for the loan of the house lease to the employee while submitting the house lease contract to the financial institution. If the request for confirmation of the actual existence of the lease contract is entered by the financial institution, the fraudulent lessor, who will engage in the lease, made the request for the loan of the house lease and received the loan to the employee, and made the request for the loan of the house lease and divided the loan, while committing the crime.

The specific criminal facts D suggested that the defendant who wishes to obtain a loan on November 2010, but it is difficult to obtain a loan from a financial institution in a normal way, take out the loan of the lease fund with documents related to false employment and false documents related to house lease, and the defendant accepted the loan.

E will create documents related to employment, such as certificates of employment necessary for the loan of all-time funds from D.