1. The defendant and the plaintiff KRW 59,669,619, among them:

(a) As regards KRW 15,048,005, November 7, 2016 to the date of full payment.

According to each entry of Gap evidence 1 and Gap evidence 2 (including each number), each entry of the reasons for the claim in attached Form is recognized.

Comprehensively taking account of the above facts, the Defendant is obligated to pay to the Plaintiff damages for delay calculated by applying the agreement rate of 16.95% per annum from November 7, 2016, to the agreed rate of 23,998,88, 208 won, which is the principal and interest of the loan principal and interest of KRW 20,963,280, and KRW 38,706,339, and KRW 15,005, which is the principal and interest of the credit card loan principal, to the amount of KRW 59,69,69,619, and KRW 15,005, which is the interest of the loan principal and interest of KRW 20,70, and KRW 38,00,000 from November 7, 2016 to the date of full payment.