1. Of the judgment of the court of first instance, the part against the plaintiff ordering payment is revoked.

2. The defendant shall be the plaintiff.

In full view of each of the statements and the purport of the evidence No. 1 through No. 5, it is recognized that the reasons for the claim and the facts in the briefs are stated in the attached sheet.

Comprehensively taking account of the above facts acknowledged, the Defendant is obligated to pay the Plaintiff the total amount of principal and interest of KRW 39,216,518 and KRW 29,249,789, the interest rate of KRW 27.9% per annum, which is the agreement rate from February 25, 2019 to the date of full payment, from February 25, 2019.

Since the part of the judgment of the first instance, which rendered a different conclusion is unfair, the plaintiff's appeal is accepted, and it is revoked, and it is so decided as per Disposition by ordering the payment of additional damages for delay.