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(영문) 서울중앙지방법원 2016.10.21 2015가단5355946
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. The Plaintiff concluded each of the following insurance contracts with the Defendant (hereinafter “each of the instant insurance contracts”).

On August 9, 2012, Plaintiff B, on August 9, 2012, 201, who was happyly distributed to the beneficiary of the insurance proceeds of the insured on the date of the product name contract (1204) as the insured on October 7, 2013 (1310) B from October 7, 2013 to October 3, 2081, Plaintiff B, on October 19, 2013, a guarantee insurance (2) with which the non-payment of dividends is in place (2).

B around November 11, 2013, around 14:30, 2013, falling (hereinafter “instant multi-household house”) in Vietnam of 302 stories B, Seo-gu, Daejeon, Seo-gu, Daejeon (hereinafter “instant multi-household house”) and suffered injury from the 1, 2nd pressure pressure, rupture, rupture rupture rupture rupture rupture, rupture rupture rupture rupture rupture rupture rupture rupture rupture rupture rupture rupture rupture rupture, rupture rupture rupture rupture rupture s

C. B was diagnosed on May 22, 2014 with disability in D’s square surgery as follows:

The rate of payment of severe vertebrates (not less than four vertebrates) : 40% of vertebrates (payment rate: 10%) 【No dispute exists, Gap evidence No. 1 through 6, Eul evidence No. 6, and the purport of the whole pleadings.

2. Determination on the cause of the claim

A. The plaintiff's assertion 1) B is entitled to pay the insurance proceeds as follows to the plaintiff who is a beneficiary of the insurance contract of this case, since disability diagnosis was conducted due to the accident of this case during the insurance period of each insurance contract of this case.

A total of KRW 200,00,00, KRW 500,000, KRW 100,000, and KRW 100,700,000,00,00 for general injury income compensation funds, and KRW 100,700,00,00 for general injury in accordance with a general undividend-based integrated insurance, for which dividends are undividendd amounting to KRW 300,00,00, in total, KRW 700,000 for injury surgery expenses, and KRW 300,000 for injury surgery expenses, and KRW 55,00,000,00 for guaranteed insurance for non-dividendd dividends.

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