1. The Defendant’s KRW 166,450,187 as well as the Plaintiff’s annual rate from March 12, 2013 to February 26, 2015.

1. Basic facts

A. On March 15, 2012, the Plaintiff entered into an insurance contract with the Defendant, which was happy with the following content:

(3) The Plaintiff’s insurance contract: The Plaintiff’s insurance period: The Plaintiff’s insurance period: from March 15, 2012 to March 15, 2083; (9) the content of the coverage from March 15, 2012 to March 15, 208; (1) the 16th specific disease surgery expenses - 1,00,000 won; and (1) the income compensation fund II (20,000 won; and (2) the 5th organ transplant surgery expenses - 20,000,000 won.

B. In entering into the instant insurance contract, the Plaintiff responded to the question of “no” among the obligations to inform the contract prior to the contract that “no person has undergone the following medical practices through a medical examination or examination during the last five years, and for at least seven consecutive days, such as hospitalization, surgery (including the king (including the king), medical treatment, and medication for at least 30 consecutive days.”

C. On March 12, 2013, the Plaintiff was diagnosed with chronic kidne disease (five years) at the Acheon-ro Hospital.

On October 16, 2013, the Plaintiff received a kidne surgery at a medical college Synae Hospital at the medical school of the next generation.

E. The terms and conditions of the instant insurance contract are 1) Article 24 (Obligation to Notify before the contract) of the General Terms and Conditions, the contractor or the insured, without fail, must inform the fact that they are aware of the matters asked in the subscription form at the time of subscription. The obligation to notify in writing to the contractor or the insured. The policyholder or the insured, at the time of subscription, shall inform the insurer of the material fact that the insurance company asked in writing, and may be at a disadvantage, such as termination of the insurance contract or payment of the amount of the insurance money, etc. at the time of the breach. (1) The company may terminate this contract, regardless of the occurrence of damages, where the contractor or the insured intentionally or by gross negligence violates Article 24 (Obligation to Notify before the contract and falls under important matters, notwithstanding paragraph (1) 1.