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(영문) 전주지방법원 2017.06.21 2017가단3545
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. 1) The network B (hereinafter “the network”).

(2) On June 22, 2010, the Defendant and the insured (hereinafter “instant insurance contract”) agreed between the Defendant and the Defendant as “the statutory heir of the deceased, the beneficiary’s statutory heir at the time of the death of the insured, and the insurance period from June 22, 2010 to June 22, 2061” (hereinafter “instant insurance contract”).

(2) According to the instant insurance contract, if the insured dies due to an injury, 50 million won shall be paid according to the basic contract, and 50 million won shall be paid according to the general injury, death, and additional security contract.

B. (1) The Deceased’s death was discovered on July 30, 2016, after his/her death in the building C, and by his/her leader D in 203. (2) The body autopsy report on the Deceased stated that the direct death is presumed to be an aesthetic and indirect death.

C. On October 27, 2016, the Plaintiff is the deceased’s legal heir, and the Defendant paid the Plaintiff KRW 10 million with the disease death insurance amount according to the instant insurance contract.

The terms and conditions of the insurance contract of this case concerning the death of injury are defined as follows in relation to the death of injury.

Article 16 (Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary).

1. Body (excluding bodily assistive devices, such as artificial organs, artificial arms, legss, artificial limbs, etc.) during the insurance period specified in an insurance policy by an insured person aged 15 or older, during the insurance period, but including cases where he/she is transplanted to his/her body, such as artificial organs or partial arms, and thus his/her function is replaced;

an injury suffered, hereinafter referred to as the "injury".

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