1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. Plaintiff A is the spouse of the deceased F, who died on March 27, 2017 (hereinafter “the deceased”), and Plaintiff B and D are the deceased’s children.

B. 1) On July 29, 2010, Plaintiff A entered into an “G insurance contract” with the Defendant and the Deceased as the insured (hereinafter “instant insurance contract”).

(2) According to the insurance contract of this case, if the deceased dies due to injury, the Defendant would pay the deceased’s legal heir a total of KRW 100 million (the total of KRW 10 million insurance proceeds of injury after death under ordinary terms and conditions, KRW 90 million insurance proceeds of injury, and KRW 20 million as insurance proceeds of injury under special terms and conditions, and KRW 20 million as insurance proceeds if the deceased dies due to disease.2) Of the terms and conditions of the insurance contract of this case, the part relating to this case relating to the legal heir of the deceased is as follows.

Section 1. The payment of insurance money under Section 3 of the General Terms and Conditions (the principal obligation of the company); 16. (Types and Grounds for Payment of Insurance Money) The company shall pay the insured (the subject of insurance) the agreed insurance money to the beneficiary (the beneficiary of the insurance) when any of the following events occurs:

(1) Injury that occurs after 15 years of age during the insurance period (excluding physical assistance equipment, such as artificial organs or parts of medicine, etc., due to an accident that happens during the insurance period, but excluding bodily assistance equipment, such as artificial organs or parts, but excluding bodily assistance equipment, such as artificial organs or parts.

hereinafter the same shall apply)

) In the event of death as a direct result of the injury sustained (hereinafter referred to as “injury”) (other than death due to illness) the amount of insurance coverage of the ordinary terms and conditions shall be paid as the amount of injury death insurance.

18. (Grounds for Not Paying Insurance Money) Any company shall not prevent insurance money when any of the following events occurs to cause the payment of insurance money:

(1) The insured shall be intentionally liable for insurance: Provided, That this shall not apply.