A defendant shall be punished by imprisonment for not more than ten months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

Attached Form

The same shall apply to the facts charged.

Summary of Evidence

1. The defendant's partial statement in court (the third trial date);

1. Examination protocol of the accused by the prosecution (including the substitute part);

1. Each prosecutor's statement concerning C, D, E, F, and G;

1. Investigation report (A's report on confirmation of speaking for the unregistered credit business), investigation report (report on calculation of interest rate);

1. Each monetary loan contract, standard contract for loan transaction, confirmation of principal and interest, and a detailed statement of each deposit;

1. Business registration certificate, certificate of closure of business, and certificate of credit business registration;

1. Application of statutes, such as a report on actual status of credit business conducted nationwide during the second half of 2011;

1. Relevant Article of facts constituting an offense and Article 19 (1) 1, Article 3-2 (1) 1, Article 19 (2) 3, and Article 11 (1) of the Act on Registration of Credit Business, etc. and Protection of Finance Users: Imprisonment with prison labor, respectively;

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Article 62 (1) of the Criminal Act;

1. We examine whether the Defendant under Article 62-2 of the Social Service Order Criminal Act was aware of the expiration of the term of validity of the credit business, and the following circumstances acknowledged by the evidence duly adopted and investigated by this court. In other words, the Defendant was notified of the fact that the term of validity of the credit business was three years in the education conducted at the time of registration of the credit business, and the Defendant explicitly stated the term “where the Defendant intends to continue to engage in the credit business even after the term of validity of the registration, he shall apply for renewal from three months to one month prior to the expiration of the term of validity,” and ② at the time of investigation of the current status of the credit business conducted twice in one year, the term of validity of the credit business (mediation) shall be three years to one year prior to the expiration of the term of validity, and the renewal shall be made between January and January.”