Defendant

A shall be punished by a fine for negligence of KRW 7,000,000, and by a fine of KRW 5,000,000.

The above fine is imposed against the Defendants.

Punishment of the crime

1. Although Defendant A was registered with the Special Metropolitan City Mayor, a Metropolitan City Mayor, a Metropolitan City Mayor, or a Special Self-Governing Province Governor having jurisdiction over the pertinent place of business by each place of business, Defendant A entered into a contract to operate “D” from the office located on the first floor of Seocho-gu Seoul Metropolitan City, Seoul, to lend KRW 150 million to E while operating “D” from the office located on the first floor of the Seocho-gu, Seoul, to a side business, and borrowed KRW 135,265,140 in total to E from the same date to the 29th day of the same month from July 29, 2011, and carried out credit business by receiving interest of KRW 300,000 per month from E five times from July 29, 201 to December 29, 2011.

2. Although Defendant B’s loan broker intends to continue to engage in loan brokerage even after the term of validity of registration expires, Defendant B registered “F” with the competent authority as “F” and operated loan brokerage business, Defendant B did not renew the registration with the competent authority on May 28, 201, even though the term of validity of the registration expires on or around June 28, 2011, brokered E to obtain loans of KRW 135,265,140 from A, as described in the foregoing paragraph (1), and conducted loan brokerage business by receiving KRW 10,50,000 from the relevant brokerage commission.

Summary of Evidence

1. Defendants’ respective legal statements

1. Statement to E by the police;

1. A copy of a loan application, a written agreement on the repayment of loan and a contract to establish a mortgage;

1. A copy of each bankbook (a copy of investigation records, 8-9 pages, 44-45 pages), a copy of the certificate of the results of the transfer of agricultural funds, and the application of statutes regarding the details of transactions;

1. Article 19(1)1 and Article 3(1)2 of the Act on Registration of Credit Business, etc. and Protection of Finance Users (Selection of Fines): Defendant B: Articles 19(1)1 and 3-2(1)1 of the Act on Registration of Credit Business, etc. and Protection of Finance Users (Selection of Fines).