1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. 1) The Plaintiff concluded each of the instant insurance contracts, etc.

The Plaintiff is a child of the Defendant. The Plaintiff concluded each of the instant insurance contracts with the Defendant, with the beneficiary and the Deceased as the insured (hereinafter collectively referred to as “each of the instant insurance contracts”), and entered into each of the instant insurance contracts with the Defendant (hereinafter referred to as “each of the instant insurance contracts”), and the insurance contract Nos. 2 through 4, is also indicated in the same manner.

(1) On January 12, 201, 201, F G (Provided, That on January 12, 201, 201) of the date of maturity of the insurance policy number contract of the No. 1 F G (Provided, That on January 12, 2016) of the instant insurance contract, the amount of coverage insurance contract of each of the instant insurance contracts is KRW 1,20 million when each of the insured dies due to a disaster during the insurance period; KRW 1,50 million when the insured dies due to a disaster other than the insurance period; and KRW 3,500,000 when the insured dies due to a disaster other than the insurance period, the amount of coverage insurance contract of KRW 1,50,000; and KRW 3,500,000 when the insured dies due to a disaster other than the insurance period, February 16, 2022, 202.

However, each insurance contract of this case is required to pay premiums already paid at the time of death if grounds for payment occurred before the date immediately preceding the relevant date of the insurance contract two years after the date of the insurance contract.

3) A) The terms and conditions of the insurance at the time of the conclusion of the first insurance contract are described as follows:

Article 16 [Types and Grounds for Payment of Insurance Money] If an insured person (person subject to insurance) dies during the insurance period, the Company shall pay the insurance money agreed upon to the beneficiary (person who receives the insurance money) (see attached Table 1 of the Standards for Payment of Insurance Money).

1. Where the insured (person insured) dies during the insurance period due to a disaster (hereinafter referred to as "disaster") set forth in the Disaster Classification Table (See attached Table 3):