1. It is confirmed that each insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is invalid.

2. The defendant.

1. Basic facts

A. On August 18, 2004, the Plaintiff entered into each of the instant insurance contracts with the Defendant as the insured (hereinafter “each of the instant insurance contracts”). Each of the instant insurance contracts includes the details of each of the instant insurance contracts that guarantee medical expenses, surgery expenses, hospitalization daily allowances, etc. when the insured undergo surgery or hospitalized treatment due to an injury or disease.

(b) The Defendant was hospitalized at B Hospital for 29 days due to an unidentified, respiratory disorder, pulmonary pulmonary dystrophism, etc. in detail on February 25, 2005, and was classified as low blood transfusion, insulgin sulgin therapy, sulgosis, acute sulgin therapy, acute sulphythitis, institutional chlodymitis, chronic typitis, chronic sulmatitis, sulphymitis, chronic sulphitis, sulphymitis, hymosis, typosis, local typosis, knephosis, knephosis, sulphymosis, sulphymosis, sulphecium 1, sulphymosis, sulmatum 2, sulpheum dypumposis, sulphymosis, sulposisum 4, sulpumpumpumposis, etc.

(hereinafter “instant insurance accident”). C.

The details of the conclusion of the insurance contract that the defendant as the insured status of another insurance contract reached 18 cases as listed below, and the defendant received total of KRW 117,980,763 (= KRW 55,492,350, KRW 62,488,413) from the plaintiff due to the instant insurance accident, and received total of KRW 701,854,063 from the total of 12 insurance companies.

The insurance company's monthly insurance premium (won), daily allowance for admission (won), and insurance amount for 1 Samsung Life Disease 50,000 50,000 50,000 85,523,3432 future 12 December 37, 2002, 200, 000 OK 1 Samsung Life 1,000,000 50,000 85,523,3432, 2002