1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On June 29, 2010, the Defendant concluded an insurance contract with the Plaintiff, setting himself as the insured and the beneficiary of survival, and entering into an insurance contract in attached Form 1 with the content of receiving the daily amount of hospitalization from the Plaintiff when the insured is receiving treatment for injury or disease (hereinafter “instant insurance contract”).

B. From January 2, 2012 to January 16, 2012, the Defendant received hospitalization from B for 15 days on the ground that he/she had been hospitalized on the ground that he/she was in the elbane selbow, and was in the elbow sel stuff, and from September 29, 2014, the Defendant was hospitalized for 12 days in total as shown in the attached Table 2, and received insurance money from the Plaintiff in accordance with the insurance contract of this case.

C. Meanwhile, the insurance contracts that the Defendant concluded with the insurance company including the Plaintiff before and after the conclusion of the instant insurance contract as the insured, and the insurance premiums, hospitalization allowances, and the details of the paid insurance money are as listed below.

<표: 피고를 피보험자로 하여 체결된 보험계약 내역> 순번 보험회사명 청약일 보험상품 명 월 보험료(원) 상해 일당(원) 질병 일당(원) 지급보험금(원) 비고 1 메리츠화재 2000. 11. 15. 무)안심지킴이종합 37,180 20,000 1,529,100 해지 2 2003. 6. 3. 무)장기상해닥터케어건겅보험 60,000 4,020,000 3 2005. 8. 19. 무)웰스라이프보험 65,510 미확인 미확인 4,820,000 4 현대해상 2008. 11. 25. 무)하이퍼펙트종합보험 미확인 미확인 미확인 10,040,229 5 메리츠화재 2009. 10. 19. 6v1502 30,000 미확인 미확인 만기 6 한화손보 2009. 10. 27. 무)한아름플러스보험 90,220 30,000 30,000 19,213,813 7 PCA생명 2009. 10. 28. 무)가디안종신보험 55,700 50,000 50,000 10,500,000 8 AIA생명 2009. 11. 12. 무 꼭하나플러스의료보험 52,440 20,000 20,000 8,080,000 9 현대해상 2010. 1. 13. 가정종합 미확인 미확인 미확인 16,300,000 10 원고 2010. 6. 29....