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(영문) 광주지방법원순천지원 2016.06.16 2015가합13080
부당이득금 등
Text

1. It is confirmed that an insurance contract entered in the separate sheet concluded between the Plaintiff and the Defendant is null and void.

2. The defendant.

Reasons

1. Basic facts

A. On November 26, 2008, the Defendant concluded an insurance contract with the Plaintiff, which contains the content that guarantees daily allowances for injury or hospitalization of disease by making himself/herself as the insured (hereinafter “instant insurance contract”).

B. From April 1, 2009 to May 1, 2009, the Defendant was hospitalized for 572 days in total up to 33 days during a period of 31 days from the commencement of hospitalization into B hospital with “the base and tension of the bones,” etc.

C. The Defendant claimed insurance proceeds under the insurance contract of this case against the Plaintiff on the ground of the foregoing hospitalization, and the Plaintiff paid the total amount of KRW 55,732,163.

The contents of the insurance contract to which the defendant was the insured before and after the conclusion of the instant insurance contract and the status of the payment of insurance money are as follows.

The insurance contract already cancelled at the time of the conclusion of the instant insurance contract is excluded.

- 1. Insurance Co., Ltd. - 20. 1: (1) non-life insurance (won) for hospitalization at the time of injury of (won) 1; (2) No. 30. 80. - 20,000 - 20,000 - 10,000 - 325 on December 4, 2006; 10,000 - 87,50,000/15,000/15,000/15,000 - 20. 30. 8. 20,000,000,000 per 20. 8. 1,000,000,000,000,000 - 30,000,000,000 - 18. 20,000,000

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