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(영문) 대구지방법원서부지원 2015.01.14 2013가단29046
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On June 23, 2011, the Plaintiff entered into an insurance contract with the Defendant, the insured and the beneficiary, Samsung Fire Integration Co., Ltd. (1106) (hereinafter “instant insurance contract”). The details are as follows.

(1) Insurance period: The insurance amount from June 20, 201 to June 23, 2090 (79) (2): [Renewal Form] 30,000,000 won for cancer diagnosis expenses (general cancer) / [Renewal Form] 3,00,000 won for cancer diagnosis expenses (Apam) - Matters concerning the insured - the period of exemption and special terms and conditions related to the payment of reduction - Matters concerning the period of exemption and the special terms and conditions related to the payment of reduction : The checkup expenses for cancer (excluding other skin cancer, Apamamam, xam, scalam, scalam, scalam), / [Renewal Form] cancer diagnosis expenses (excluding scalam, other skin cancer, Apamam, scalam, scalam, scalam, scalamscalam), / [Renewal Form] 30,000 won for cancer diagnosis expenses (excluding renewal) / 90 days for first time after purchase of cancer treatment expenses or insurance for a certain period.

It is guaranteed that the amount of diagnosis expenses for cancer death or high-level disability, [Renewal Form] cancer diagnosis expenses, [Renewal Form] high-amount diagnosis expenses for cancer, [Renewal Form] brain transfusion diagnosis expenses, and [Renewal Form] serious brain strokes are paid by reduction of 50% if the ground for payment of insurance proceeds arises for less than one year after the initial purchase of insurance.

(4) IN the payment of insurance money - Guarantee related to cancer - The diagnosis and confirmation of the specifications of cancer, other skin cancer, A, job cancer, and boundaryal nature must be conducted by a person with a professional doctor's license for autopsy pathology or clinical pathology, and in principle, this diagnosis shall be based on organizational inspection, non-sury-to-surine testing (the method of bio-surination using surinine), or current views on blood testing.

(5) [Renewal] Standard Contract for Cancer - Article 4 (Types of and Grounds for Payment of Insurance Money) (1) The defendant has come after the starting date of guarantee (the starting date of liability) provided for in paragraph (2) during the insurance period.

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