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(영문) 의정부지방법원 2017.08.31 2016나9200
보험금
Text

1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1...

Reasons

1. Basic facts

A. On November 6, 2013, the Plaintiff and the Defendant, the insurance company, entered into an agreement with the insured as the Plaintiff, the insurance period, and the payment period, 15 years each, and the insurance premium as KRW 27,400 each, and entered into a non-distribution cancer insurance display agreement (hereinafter “instant insurance contract”).

B. The content of the instant insurance contract’s guarantee includes “Cancerology”. The relevant content is as follows.

When the insured has been diagnosed and confirmed as cancer after the date of commencement of guarantee (which shall be limited to once in the first time): The amount of the cause for payment shall be at least 1 year but less than 40 million won per year and less than 1 year but less than 20 million won per year, such as leum cancer, brain cancer, and alone to 40 million won per year, other than 1 year, but less than 20 million won per year, and less than 1 year, but less than 1 million won per year, but less than 4 million won per year, but less than 1 million won per year, and less than 4 million won per year, during the insurance period of at least 1 year, but less than 2 million won per year, when the insured has been diagnosed as leum cancer, Aprym cancer, almalumum cancer, boundaryal malumum cancer, register, etc., and less than 1 million won per year and less than 2 million won per year, respectively.

C. According to the terms and conditions of the instant insurance contract, the contents relating to cancer diagnosis costs are as follows:

Article 17 (Definition and Confirmation of "Canceram", "Other skin cancer", and "Aramamam") (1) The term "Canceram" in this contract refers to a disease (other than Aram, Aram and Aramoamoama) classified as malicious (Arama) cancer in the 6th Korean Standard Disease Classification. (See Table 4).

However, the classification number C44 (Other malicious life (Ar.m.) of the skin), classification number C73 (Ar.m. malicious life (A.m.) of the disease corresponding to Article 20 (Definition and Confirmation of Diagnosis of "Ar.m. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar. Mar.)

(8) "Cance", and "Cance"

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