1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. On July 13, 2006, Plaintiff A and the Plaintiff’s husband E (hereinafter “the deceased”) were the insured, and upon death, Plaintiff A concluded a F Contract with the beneficiary as a statutory inheritor (hereinafter “instant insurance contract”).

Insurance period: From July 13, 2006 to December 13, 2041 (the maturity of 80 years): the subscription amount of 20 years: Article 9 (Types and Grounds for Payment of Insurance Money) of the General Terms and Conditions of 35 million won (Types of and Grounds for Payment of Insurance Money) provides the insurer (insured) with the insurance money agreed upon (beneficiary) with the insurer (beneficiary) if any of the following events occurs during the insurance period of this Special Terms and Conditions:

1. Where a person subject to insurance (insured) is in a state of disability, the total disability payment rate of which is at least 80% due to a disaster specified in the Disaster Classification Table (See attached Table 4) of the Insurance Period or a disability classification table (see attached Table 3) due to the same disaster: Article 15 (Application Mutatis Mutandis of the Main Contract Terms and Conditions and the Special Agreement for Handling Organizations) (1) of the Payment of the Death Insurance Money (Application Mutatis Mutandis of the General Contract Terms and Conditions)

Article 21 (Insurance Accidents for which No Insurance Money is Paid) (1) The Company may terminate this Agreement at the same time with the failure to pay insurance money or to exempt the payment of insurance money when any of the following events occurs:

1. Where an insured person intentionally damages himself/herself: Provided, That this shall not apply where it is proved that he/she has impaired himself/herself in a state that he/she cannot make a free decision due to mental illness, etc.;

B. The main contents of “G” among the coverage of the instant insurance contract are as follows.

C. On August 27, 2017, the Deceased is located in the I K K’s room located in Won-si around 18:00.