1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On January 16, 2008, the deceased C (hereinafter “the deceased”) entered into an insurance contract for the future of non-dividend Ageve Ageber social Irology with the beneficiary as the legal heir at the time of death.

(hereinafter referred to as “instant insurance contract”). Article 10 (Types and Grounds for Payment of Insurance Money) of the Clause of the Special Agreement on Death in a Disaster (hereinafter referred to as “instant insurance contract”). The Company will pay the insurer (beneficiary) the insurance money for accident death prescribed in the Schedule for the Payment of Insurance Money (See attached Table 1) if a person subject to the insurance (insured) is in a state of disability for which the total disability payment rate of many parts of the same accident is not less than 80% due to a direct cause of a disaster that occurred during the insurance period of this Special Agreement or where

Article 16 (Mutatis Mutandis Application of Main Contract Terms and Conditions and Special Agreement for Collective Handling) (1) Matters not specified in this Special Agreement shall be governed by the Main Contract Terms and Conditions.

annexed Table 3)

1. Any of the following disasters subject to coverage shall be paid insurance proceeds in accordance with the terms and conditions of this insurance:

(1) A contingent accident that falls under the Korean Standard Disease Disease Classification (S00~Y84).

2. Where a disease or accident for which insurance proceeds are not paid falls under any of the following cases, insurance proceeds shall not be paid except for disaster classification:

② If the cause of the accident is as follows, Article 20 (Insurance Accidents for which No Insurance Money is to be paid) of the State Contract Clause (X60-X84) ① The Company may terminate this contract simultaneously with the failure to pay insurance money or exemption from the payment of insurance premium if any of the following events occurs:

1. Where an insured person intentionally damages himself/herself: Provided, That the insured person shall make a free decision due to mental illness, etc.;