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(영문) 서울중앙지방법원 2018.07.10 2017나87298
손해배상(자)
Text

1. Of the judgment of the court of first instance, the part against the defendant in excess of the following amount ordered to be paid shall be revoked.

Reasons

1. On January 1, 2012, B: (a) the Plaintiff, the husband of B, who was on board the Defendant’s vehicle, was injured by the Plaintiff, who was the husband of B, while driving a CKaman car (hereinafter “Defendant vehicle”) and driving a vehicle with a regional road of 901 in the front letter at the time of permanent stay.

(hereinafter referred to as the “instant accident.” The Defendant is an insurer who has entered into an insurance contract for business cars (hereinafter referred to as the “instant insurance contract”) with respect to the Defendant’s vehicle as the named insured person for the Defendant’s vehicle as the “Egypt.” The Defendant is an insurer who has entered into an insurance contract for business cars (hereinafter referred to as the “instant insurance contract”) with the content of ensuring physical compensation, personal compensation I, personal compensation II, personal injury, and non-life-free injury.

The main contents of the instant insurance contract terms and conditions (hereinafter “instant terms and conditions”) are as follows.

The actual contents of the tax shall be (2) If any of the following persons dies or is injured, unless the insurer does not compensate for any non-compensation (hereinafter referred to as “instant exemption clause”).

(a) An insured person or his/her parents, spouses, and children. If the insured is a juristic person, directors, auditors or their parents, spouses, and children;

1. General exemption from liability / [11] Self-physical accidents;

1. (2) The types and limits of the insurance proceeds that the insurance company pays for a self-physical accident are as follows:

(2) When the insured requires medical treatment as a direct result of the injury suffered, he/she shall pay the medical expenses actually spent within the limit of the insurance amount by grade of injury corresponding to the insurance amount by class of injury listed in the insurance policy in accordance with the "one criteria for payment of self-physical accidents" and the "mark of the amount of insurance coverage by grade of class".

(3) An insurance proceeds from a disability shall be recovered after the insured has received medical treatment as a direct result of an injury.

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