1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. Basic facts

A. 1) The Plaintiff entered into an insurance contract. D (hereinafter “instant insured”).

B) The insurance contract is as follows (hereinafter “instant insurance contract”).

(E) Insurance types: The insurer that has entered into a contract: the insurance coverage period of the H cafeteria located in Young-gu G: From March 10, 2016 to March 10, 2021: the amount of insurance coverage: 100,000,000 won (one accident): the amount of damage compensation covered by the owner of the facility: the related part of the special indemnity clause of the owner of the facility (compensation): Article 1 (Compensation for Loss): The insurance coverage period of this special agreement as described on the insurance policy (hereinafter referred to as the "insurance coverage period"):

) among the facilities owned, used or managed (hereinafter referred to as the “Facilities”) only for the facilities described in the insurance policy.

(I)the services in accordance with the use of the facility (hereinafter referred to as the “Duties”);

(I)the physical disability of another person (hereinafter referred to as the "Physical Disability") due to any contingency arising from the performance of his/her duties.

I swear to enter into or to destroy another person's property (hereinafter referred to as "relic damage").

(2) The Defendant is an insurer who has concluded an insurance contract (hereinafter “instant two insurance contract”) with the insured as follows:

Insurance types I: Securities number for the insured: the amount of insurance covered by the D: 100,000,000 won (one accident): the related provisions of the C Special Terms and Conditions as follows:

Article 4 (Compensation for Damages) The insured or his spouse living together (hereinafter referred to as the "insured") stated in the insurance policy (insurance Policy) shall be legally liable for any physical disability (hereinafter referred to as "personal accident") or property damage (hereinafter referred to as "personal accident") of another person due to the following accidents: