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(영문) 서울중앙지방법원 2020.10.22 2017가단5009797
손해배상(자)
Text

1. The Defendant’s KRW 23,915,051 as well as 5% per annum from February 4, 2017 to October 22, 2020 as to the Plaintiff.

Reasons

1. Occurrence of liability for damages;

A. On May 18, 2016, C, around 16:23, 2016, on the left-hand knee part of the Plaintiff, a pedestrian, was shocked on the part of the bicycle knee part while getting on a bicycle in front of E in Bupyeong-gu Incheon, Bupyeong-gu, Incheon (hereinafter “instant accident”).

2) In the instant accident, the Plaintiff sustained injury, such as the Plaintiff’s injury, such as the pelke of the pelke and the pelke of the pelke and the pelke of the pelke.

3) The Defendant’s “F insurance” contract with C as the insured (hereinafter “instant insurance contract”).

4) Meanwhile, the instant insurance contract includes a “family living liability” insurance, and related terms and conditions (hereinafter “instant insurance terms and conditions”) are as follows:

Part of the Contents. IV. Special Terms and Conditions of Liability for Damage

1. Damage (hereinafter referred to as "damage") suffered by the insured under this Special Terms and Conditions as stipulated in Article 3 (Scope of Insured Persons) by bearing legal liability for damage to another person's physical disability or property (hereinafter referred to as "accident") due to an accident listed below during the insurance period (hereinafter referred to as "Insurance Period") by which the insured under this Special Terms and Conditions as stipulated in Article 3 (Scope of Insured Persons) bears legal liability for damage to another person's physical disability or property (hereinafter referred to as "damage") according to this Special Terms and Conditions:

2. Article 4 (Scope of Damage and Payment of Insurance Proceeds) 1 The scope of damage to be compensated by the Company per accident due to the daily life of the Insurers (other than the ownership, use, and management of real estate) (excluding the ownership, use, and management of real estate other than the house) is as follows:

1. 피보험자가 피해자에게 지급할 책임을 지는 법률상의 손해배상금(손해배상금을 지급함으로써 대위 취득할 것이 있을 때에는 그 가액을 뺍니다) ② 회사는 1회의 보험사고에 대하여 다음과 같이 보상합니다.

In such cases, the amount of insurance coverage (limit of compensation) shall be the amount indicated in the insurance policy.

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