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(영문) 광주지방법원 2016.01.08 2015가합51700
채무부존재확인
Text

1. The time limit for the insurance contract between the plaintiff and the defendant A with respect to the accidents listed in the attached Table 1.

Reasons

1. Facts of recognition;

A. On November 10, 201, the Plaintiff concluded the instant insurance contract with Defendant A (hereinafter “instant insurance contract”).

B. Around 13:00 on January 27, 2012, Defendant A burned-gun C Forest (hereinafter “instant forest”) incinerated a grass in the area of Yan-gun, Hamyeong-gun (hereinafter “the instant forest”) and caused an accident to be destroyed by a fire, such as grass and fruit seedlings in the surrounding area (hereinafter “the instant fire accident”).

C. On June 2012, Defendant A applied to the Plaintiff for the payment of KRW 80 million insurance proceeds on the ground that the instant fire accident constitutes the content of the instant insurance contract’s “the Defendant A’s liability to compensate for the children,” on the ground that it constitutes the content of the Defendant A’s liability to compensate for the damages incurred to the Plaintiff, which is the Defendant A’s child, due to the wind failure and other issues.

The amount of insurance policy coverage coverage coverage / The actual self-loss charges sustained by bearing legal liability for physical injury and property damage of another person due to a contingency by the insured in Class II insured's liability for children of the insurance period: 20,000,000/30 in the case of a substitute accident: 20,000/30 in the case of a substitute accident.

4. Article 3(B) of the Special Terms and Conditions for Child Compensation II (comfore) ① A company is bound to compensate for any damage incurred by the legal supervisor of the child or his child under Article 755 of the Civil Act (hereinafter referred to as “liability for damages”) in accordance with this Special Terms and Conditions as it is difficult for the insured (subject to insurance) to inflict physical harm (hereinafter “accident”) or property damage (hereinafter “accident”) on another person due to an accident listed below (hereinafter “accident”) during the insurance period of this Special Terms and Conditions.

1. The insurance certificate which the insured (the insured) lives shall be entered in the insurance policy;

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