1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On August 31, 2015, the Plaintiff concluded an insurance contract with the Defendant (hereinafter “the instant insurance contract”) as the insured (hereinafter “the insured”).

Among the instant insurance contracts, the main contents of the contract relating to the instant case are as follows.

기본정보 및 가입정보, 담보정보 ▣ 기본정보 보험종목 : D 증권번호 : E 보험기간 : 2015. 8. 31.부터 2050. 8. 31.까지 보험계약자 : 원고 ▣ 가입정보 피보험자 : 망인 사망보험금수익자 : 원고 ▣ 담보정보 상해사망 : 피보험자가 보험기간 중 상해사고로 사망 시 가입금액 지급. 보험가입금액 190,000,000원 보통약관 2.(용어의 정의) 지급사유 관련 용어 ① 상해 : 보험기간 중에 발생한 급격하고도 우연한 외래의 사고로 신체(의수, 의족, 의안, 의치 등 신체보조장구는 제외하나, 인공장기나 부분 의치 등 신체에 이식되어 그 기능을 대신할 경우는 포함합니다)에 입은 상해를 말합니다.

1.(Grounds for Payment of Insurance Money) The defendant shall pay the amount of insurance coverage of this Special Contract as the death insurance money if the insured mentioned in the Insurance Policy dies as a direct result of an injury during the insurance period of this Special Contract.

C. On April 3, 2018, the Deceased was found to be in a state of death where he/she was cut off from his/her house at his/her own house and was cut down to the inner wall, and she was found to have died.

[Ground of recognition] Unsatisfy, Gap evidence 1, 3, Eul evidence 1 (including branch numbers, if any) and the purport of the whole pleadings

2. Judgment on the plaintiff's claim

A. The Plaintiff’s claimant was unable to take place while being drunk while drunk, and died due to acute climatic transfusion, which is stipulated in the insurance contract of this case. The Plaintiff’s claimant suffered bodily injury due to an acute and incidental accident.