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1. The plaintiff's claims against the defendants are all dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The Plaintiff is a child of B.
B. On October 31, 2011, the Plaintiff concluded an insurance contract with Defendant Eastern Fire and the Insured, from October 31, 201 to October 31, 2054 with the insurance period from October 31, 2011, and with the beneficiary’s insurance amount of KRW 120,000,000 for the Plaintiff and the Deceased Death (hereinafter “instant insurance contract”).
Among the terms and conditions of the first insurance contract of this case, the main contents of the injury and death special agreement are as follows.
1-1.Special Terms and Conditions of Injury Death
1. (Types and Grounds for Payment of Insurance Money) The Company shall cause the injury (hereinafter referred to as “accident”) occurred during the insurance period of this Special Terms and Conditions (hereinafter referred to as “insurance period”) by the insured (person subject to insurance) stated in the Insurance Policy (Certificate of Insurance).
(i)other parts of body (excluding parts of body, such as artificial organs, artificial organs or parts, and in lieu of their functions, except for parts of body, such as artificial organs or parts;
) If you die as a direct result of the injury sustained, I will pay the purchase amount of insurance under this Special Terms as the injury death insurance amount.
C. On February 27, 2014, the Plaintiff entered into a non-dividend-based health insurance contract (hereinafter “instant insurance contract”) with the Defendant K non-life insurance and the insured, from February 27, 2014 to February 27, 205, with the insurance period from February 27, 2014 to February 27, 205, with the beneficiary as KRW 100,000,000.
3. Article 2 (Types and Grounds for Payment of Insurance Money) of the General Terms and Conditions for Injury Death in the Insured Company (Subject to Insurance) shall exclude the bodily assistive equipment, such as trees, artificial organs or parts, which may occur during the period of insurance (excluding physical assistive equipment, such as artificial organs or parts, which may result in a sudden and rapid external accident that may occur during the period of insurance, but which may replace the function of the insured.