A defendant shall be punished by imprisonment for a term of one year and three months.

However, the execution of the above punishment shall be suspended for two years from the date of the final judgment.

Punishment of the crime

1. Fraud D, E, F, G, H, I, J, and K have no ability to change credit rating by manipulating the credit information, etc. of the victims, and there is no intent or ability to exercise influence on the part of the lending company to enable the victims to obtain a loan or to cancel an executed loan. However, the victims who need the loan call to the victims who need the loan to the effect that “the extent of the loan would be 20% of the loan that would be obtained by manipulating credit information by manipulating credit information, such as eliminating credit information investigation records, etc. If the fee is not paid, the loan will be cancelled by communicating the borrower to the side of the lending company.” Accordingly, the victims conspired to acquire money from the victims in the above name of the fee.

E operated 7 offices to commit the above fraud, D, J, and I operated 3 offices at the first team of those wishing to borrow, and E, F, G, and H shared the role of operating 4 offices at the second team of the victims wishing to borrow, based on the DB (data) organized by the first team, E, F, G, and H operated 4 offices at the second team of the process of managing telephone inducements by the above means, and K shared the role of withdrawing the fees received from the victims.

(hereinafter referred to as “instant Bosing Organization”). Meanwhile, according to the foregoing public offering, D, from January 2013 to February 2013, operated the office with telephone officers, M, N,O, P, Q, and Buddhist boxes in the office located in the office near Dongdaemun-gu Seoul Metropolitan City from January 2013 to February 2, 2013. Around January 2013, 2013, it was suggested that the Defendant “I think it is about to see the loan on the opposite side” to the head of the party branch where it is impossible to identify the neighboring trade name of the Seoul Bosri-ri, Seoul, and the Defendant consented thereto.