The punishment of the accused shall be determined by two years of imprisonment.

Punishment of the crime

The Defendant and E, F, G, H, I, J, and K have no ability to change credit rating by manipulating the credit information, etc. of the victims, and have no intent or ability to exercise influence on the part of the lending company in order to enable the victims to obtain a loan or to cancel an already executed loan, the Defendant and E, F, G, H, I, J, and K have conspiredd the victims who need the loan to obtain a loan by manipulating credit information by phoneing the victims who need the loan to the extent of 20% of the loan by means of using credit information, such as eliminating credit information inquiry records, etc. In the event of not sending the fee, the Defendant and E, G, H, I, J, and K have attempted to receive the above money from the victims in the name of the fee for the above work.

E, a total of seven offices for the above crime of fraud, Defendant, J, and I operate three offices at the first team of those wishing to borrow, and E, F, G, and H shared the role of operating four offices at the second team of the victims wishing to borrow, based on DB (Data) organized by the first team, E, F, G, and H, as the second team of managing telephone officials by the above means, and K shared the role of withdrawing the fees received from the victims.

Defendant and E, F, G, H, I, J, and K share the aforementioned roles in a way. On November 201, 2012, the Defendant and E, G, H, I, K, and K called the victim M at the three-story office located in Seoul Special Metropolitan City, Nowon-gu L to make it possible to grant credit ratings available by means of computerized work because credit rating is not good. Once a loan is granted, the fee for the above work is changed. If a loan is not granted, if you call to the lending company, the loan executed will be revoked and the bank transaction will be difficult in the future.” Accordingly, the victim’s phone on November 15, 2012.