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(영문) 수원지방법원성남지원 2016.05.27 2015가단212441
보험금
Text

1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. On March 9, 2010, Plaintiff A entered into an insurance contract with the Defendant listed in the separate sheet (hereinafter “instant insurance contract”).

B. The insurance terms and conditions of the instant insurance include the following:

Article 15 (Compensation for Loss) of the General Terms and Conditions (Compensation for Loss) If the insured (Subject to Insurance) has suffered bodily injury (excluding bodily assistance, such as water, clothing, bill, and bill) due to any sudden and incidental accident (hereinafter referred to as the "accident") during the insurance period, the company shall compensate for the damage resulting from the injury (hereinafter referred to as "damage") in accordance with the Terms and Conditions.

Article 16 (Compensation for Non-Compensation) The Company shall not pay compensation for any loss arising from any of the following causes:

(1) On purpose of the insured (person subject to insurance). (2) If the beneficiary is a person to whom part of the insurance proceeds is paid, the beneficiary shall pay the remainder of the insurance proceeds excluding the insurance proceeds corresponding to the beneficiary.

(3) Intentions of the insured (person subject to insurance), suicide, attempted suicide, criminal acts under the Criminal Act or violence under the Criminal Act (Provided, That self-defense under the Criminal Act, an emergency evacuation, or a lawful act), and (5) An illness of the insured (person subject to insurance). The defectiveness or mental illness of the insured (person subject to insurance) is caused by an accident as prescribed in Article 17 (Death Insurance) after the age of 15 and then the insured (person subject to insurance) dies within two years from the date of the accident as a result of the accident, the company shall pay the full amount of the purchase amount of the insurance to the beneficiary as the death insurance amount.

C. Before April 29, 2014, C was found to have died (hereinafter “instant accident”) in Sungnam-si, Sungnam-si, A, one’s house prior to 16:39, and was found to have died (hereinafter “instant accident”).

(hereinafter referred to as “C”) d.

The body autopsy of the deceased shall be based on death.

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