1. The plaintiffs' claims against the defendants are all dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Basic facts

A. On July 28, 2009, E refers to Defendant D Co., Ltd. (hereinafter “Defendant D”), the insured E, the beneficiary’s legal heir, and the F’s insurance contract from July 28, 2009 to July 16:00 on July 28, 2009 to July 16:00 on to July 28, 2060.

According to the instant insurance contract 1, the Defendant D is obliged to pay 20,000,000 won to the statutory heir in the event the insured dies due to an injury caused by a basic contract security. Article 15 (Compensation for Loss) ① Company is a sudden and incidental accident during the insurance period (hereinafter referred to as “accident”).

)I do not exclude physical assistive devices, such as artificial arms, artificial arms, bills, and chairs;

hereinafter the same shall apply.

) If the person has sustained an injury, I shall have suffered from that injury (hereinafter referred to as “damage”).

(1) The Company shall not compensate for any loss arising from the following causes: 1. The insured (the intention of the insured) shall not be covered by the terms and conditions:

4. Self-injury, suicide, attempted suicide, criminal acts under the Criminal Act or violence of the insured (Provided, That self-defense under the Criminal Act, emergency evacuation, or legitimate acts shall be covered by compensation in cases recognized as legitimate acts);

6. In the event of an accident of the insured or a mental illness of Article 17 (Insurance Money for Death) (1) The company shall pay to the beneficiary the amount of insurance coverage stated in the insurance policy as the insurance money if the insured (insured) suffered injury as a result of the accident as provided for in Article 15 (Compensation for Loss) and dies directly within two years from the date of the accident.

The general terms and conditions of the instant one insurance contract include the following:

B. On August 23, 2016, E is with Defendant C Co., Ltd. (former G Co., Ltd.; hereinafter “Defendant C”).