1. With respect to the insured events listed in the attached Form I List of Insurance Contracts listed in the attached Table II,

A principal lawsuit and counterclaim shall also be deemed a principal lawsuit and counterclaim.

1. Facts of recognition;

A. The Plaintiff is an insurer who entered into an insurance contract with the deceased D (hereinafter “the deceased”), and Defendant A is the wife of the deceased, Defendant B, and C. The deceased’s children.

B. 1) The Plaintiff entered into the instant insurance contract with the Deceased on March 8, 2010 (hereinafter “instant insurance contract”) with the same content as the attached Table No. 2 as that indicated in the attached Table No. 2.

(2) Of the terms and conditions applicable to the instant insurance contract, the provisions relating to the instant case are as follows.

Article 13 (Compensation for Loss) (1) If an insured worker (person insured) has sustained bodily injury due to a sudden and incidental accident (hereinafter referred to as "accident") during the insurance period, the company shall be bound to compensate for the loss resulting from such injury in accordance with Chapter 1 (General Provisions) and the terms and conditions of this Agreement.

(2) The injury referred to in paragraph (1) shall include addiction symptoms generated as a result of the inhalement, absorption, or taking in of poisonous gases or toxic substances at the time of an incidental stage.

Article 14 (Compensation for Non-Compensation) (1) The Company shall not pay compensation for any loss arising from the following causes:

1. The intention of the insured;

4. The insured (person subject to insurance), suicide, attempted suicide, criminal acts under the Criminal Act or violence prescribed in Article 15 (Death Insurance Money) (1) If a company suffered an injury at least 15 years old due to an accident as prescribed in Article 13 (Compensation for Loss) during the insurance period, and dies as a result of the accident directly within two years from the date of the accident, it shall pay the amount of insurance coverage stated in the insurance policy to the beneficiary as the death insurance money;

2-1. The special terms and conditions for guaranteeing a disease, death, highly advanced disability (damages to be compensated) 1. The company shall be the insured (person to be insured) for a disease during the insurance period of this special terms and conditions as stated in the insurance policy (certificate of insurance coverage).