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1. In relation to the claim for the insurance money stated in the separate sheet, there is no insurance claim for the plaintiff against the defendant.
Reasons
1. Facts of recognition;
A. On August 28, 2013, the Plaintiff entered into a contract with the Defendant for a non-distribution Alphus Guarantee Insurance 1307 (hereinafter “instant insurance”) with the following content.
Insurance period: From August 28, 2013 to August 28, 2085: Insured beneficiary of the disability insurance for Defendant: The insured amount covered by the general injury: 90 million won.
B. Under the terms and conditions of the instant insurance contract, the cases falling under permanent disability (Article 17) or the Korea Market Sea (Article 18) for not less than five years are stipulated as payment of insurance proceeds.
(See the attached Form 3). (C)
On January 6, 2014, the Defendant was diagnosed of the escape certificate, etc. from the ice screen, and this constitutes “the protruding certificate (payment rate of 10%) under the terms and conditions of the instant insurance contract.” On August 20, 2014, the Defendant claimed the Plaintiff for insurance proceeds equivalent to 10% of the purchase amount of the insurance.
The diagnosis of the issuance of B Hospital on January 15, 2014, which was submitted at the time of the claim for the above insurance proceeds, is indicated as “the date of outbreak: the date of outbreak”; “the name of disease”; “the name of disease: acute climatic and climatic base; the head of both sides, and the number of confluences, the number of confluences, the number of confluences of conf
E. On August 20, 2014, the notice of disability diagnosis of the issuance of the New York Science Class at the Yong-Namnam University, which was submitted along with the foregoing, states that “There is an opinion of view, such as escape on the left side of the 5th MRI-No. 1,009, accompanied by a partial decline change of a conical signboard taken on January 11, 2014.”
F. After that, according to the result of the Plaintiff’s request for medical examination to the Korea Medical Intelligence Service on October 21, 2014, the Defendant had a small number of conical signboards escape symptoms, which constitutes an injury to 10% of the payment rate, but was diagnosed as an injury to the Korea Medical Intelligence Service for three years.
G. According to the results of this Court’s physical expert C’s diagnosis of the Defendant on March 17, 2016, the 4-5 summary and the 5 summary summary-up summary.