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(영문) 부산지방법원동부지원 2016.06.01 2015가단213379
보험금
Text

1. The plaintiff's claim against the defendants is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. (1) On March 31, 2010, the Plaintiff entered into an insurance contract. The Plaintiff is a non-life insurance company (hereinafter referred to as “Defendant’s non-life insurance”).

(2) On November 27, 2008, the Plaintiff concluded an insurance contract with the Defendant Hyundai Marine Fire Insurance Co., Ltd. (hereinafter “Defendant Hyundai Marine Fire Insurance Co., Ltd.”) with the following content: The insured period: from March 31, 2010 to March 16:00 to March 31, 2020, the content of the guarantee relating to the instant case and the amount of the insurance coverage - KRW 100 million during the daily life - the Plaintiff entered into an insurance contract with the Defendant Hyundai Marine Fire Insurance Co., Ltd. (hereinafter “Defendant Hyundai Marine Fire Insurance”).

Insured: The insurance period of the Plaintiff: From November 27, 2008 to November 16, 2000 to November 27, 2018, the content of coverage and the amount of insurance coverage related to the instant case - The legal liability to compensate for the bodily injury and property of another person due to an unexpected accident during his/her daily life under the special terms and conditions of liability security during his/her daily life: KRW 100 million.

B. Of the terms and conditions that guarantee liability among the daily lives applicable to each insurance contract of this case, the contents relating to this case are as follows.

1) The Defendants liable for damages are excluded from the Plaintiff’s daily life (the ownership, use, or management of real estate other than housing).

2) The insured shall be held liable for damages arising from the insured’s physical disability or property loss due to an unexpected accident (Article 53 of the Clause of the Defendant K non-Life Insurance and Article 1(2) of the Clause of the Defendant Hyundai Maritime Fire Insurance). (A) The damages arising from the Defendant K non-life insurance’s liability for damages due to the performance of the insured’s duties under Article 54(2)1 of the Clause of the Defendant K non-Life Insurance and the Defendant Hyundai Maritime Fire Insurance, (b) the damages arising from the Defendant Hyundai Maritime Fire Insurance’s liability for damages arising from the performance of the insured’s duties

C. The Plaintiff on June 2015

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