1. The plaintiff's claims against the defendants are all dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. The Plaintiff is an insurance company that entered into the instant insurance contract (hereinafter “instant insurance contract”) with the content, such as the attached Table 2 stating that Defendant B and his family members are liable to compensate for their daily lives on January 14, 2013 through mail order ( home shopping), and Defendant B is the policyholder and the insured, and Defendant A is the registered insured of the instant insurance contract as Defendant A’s children.

B. The main contents of the terms and conditions applicable to the instant insurance contract are as follows. The Plaintiff is bound to compensate for losses incurred by the insured under Article 3 (Scope of the Insured) by bearing legal liability for physical disability or property damage of another person due to an accident listed below during the insurance period of the instant special terms and conditions, which falls under any of the following.

2. The insured’s daily life (excluding ownership, use, and management of real estate other than a house) Article 2 (Non-Compensation for Loss) ② The Plaintiff shall not compensate for the following losses, regardless of whether the cause is direct or indirect, and not:

9: Article 3 (Scope of the Insured) 1 of the Liability to Compensate from the possession, use, and management of aircraft, ships, vehicles (excluding those of the original power by human resources), firearms (excluding air guns)

1. The insured as stated in the insurance policy (certificate of insurance) (hereinafter referred to as the "registered insured");

C. Defendant A, who was enrolled in the second grade of middle school (15 years of age and 3 years of age) due to E, was driving on October 27, 2013, 00:40, and was working in Daegu Middle-gu.