(영문) 서울중앙지방법원 2017.03.16 2016가단5215397

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(영문) 서울중앙지방법원 2017.03.16 2016가단5215397

보험금

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1. All claims filed by the plaintiff (appointed party) and the selector are dismissed.

2. The costs of lawsuit are assessed against the Plaintiff (Appointed Party).

Reasons

1. Basic facts

A. On December 30, 2010, the Plaintiff’s father B (hereinafter “the deceased”) concluded a non-distribution profa 100-year-old insurance contract with the Defendant (hereinafter “instant insurance contract”) with the following content.

Insurance period: The insured on December 30, 2010 to December 30, 206: The insured on December 30, 2010: The beneficiary of the deceased’s occupational/duty death insurance amount: The content of the insured’s legal heir’s guarantee [basic guarantee] the death of the insured: the payment of KRW 50,000 [special guarantee] the injury or death of at least 80% (the age of 80%), and the payment of KRW 50,00,000.

B. Of the general or special terms and conditions applicable to the instant insurance contract (hereinafter “instant terms and conditions”), the contents relating to this case are as follows.

16.(Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary).

(1) A bodily injury that occurred after the age of 15 during the insurance period (excluding physical assistive equipment, such as artificial organs or parts, but including artificial organs or parts, which are transplanted and substituted for its function due to an accident that happens rapidly and easily during the insurance period.

hereinafter the same shall apply)

(i)in the case of death as a direct result of the injury sustained (hereinafter referred to as "injury") (excluding death due to illness), the amount of insurance coverage of the General Terms and Conditions shall be paid as the amount of injury death insurance.

1.(Types and Grounds for Payment of Insurance Money) The Company shall pay the insurance money agreed upon to the beneficiary (person receiving the insurance money) when any of the following events occurs to the insured (person receiving the insurance money) entered in the insurance policy (person receiving the insurance policy):

(1) The insurance period of this Special Terms and Conditions (hereinafter referred to as the "insurance period") shall be 15 years old.

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