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Defendant shall be punished by a fine of KRW 5,000,000.
When the defendant does not pay the above fine, 100,000 won.
Reasons
Punishment of the crime
[criminal power] On August 17, 2012, the Defendant was sentenced to a fine of KRW 3 million for a violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users at the Seoul Eastern District Court on August 17, 2012. On April 12, 2013, the Defendant was sentenced to a fine of KRW 3 million for the same crime in the same court.
【Criminal Facts】
Any person who intends to engage in credit business shall register with the Mayor/Do Governor having jurisdiction over the relevant place of business, and in the case of unregistered credit service providers, the written indictment for 30% per annum as stipulated by law shall be stated as "39% per annum," but in light of the facts charged, it shall be corrected as "30% per annum."
No interest exceeding the interest rate shall be collected.
Nevertheless, around July 31, 2013, the Defendant loaned KRW 5 million to the victim in the Diplomatic Zone operated by the victim C in Seongdong-gu Seoul Metropolitan Government, and loaned money to the victim under the condition that 500,000 won should be deducted as fees and interest and repaid 100,000 won a day with interest and interest and at least 60,000 won on 3 occasions as indicated in the following crime list, and received interest at 225.7% per annum.
Accordingly, the Defendant, without registering, engaged in credit business and received interest exceeding the limited interest rate.
On July 31, 2013, the interest rate of the principal of the loans at the temporary location of the victim C shall be KRW 100,000 each KRW 5,00,000 per annum on 60 occasions on July 31, 2013, and shall be KRW 140,000 per annum on August 14, 2013 and KRW 1.40,000 per annum on 60 occasions each 60 occasions on September 23, 2013. The summary of the evidence of the crime record.
1. Defendant's legal statement;
1. Examination protocol of the accused by prosecution;
1. Statement of the police statement regarding C;
1. Financial transaction statement and calculation of interest rates;
1. Previous convictions in judgment: Criminal history records, investigation reports (Attachment of a copy of the decision of summary order), Acts and subordinate statutes applicable, registration of credit business, etc., and protection of finance users, Article 19 (1) of the Act;