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(영문) 춘천지방법원 원주지원 2019.05.01 2018고단1370
대부업등의등록및금융이용자보호에관한법률위반
Text

Defendant

A Imprisonment with prison labor for a year and six months, for a year of imprisonment with prison labor for a defendant B, and for a fine of nine million won, for a period of four months.

Reasons

Punishment of the crime

Defendant

A is a person who is engaged in the unregistered Credit Business in E at the original State, and Defendant B, Defendant C, and Defendant D are persons who invest in money on condition that they receive 2 to 3% interest per month from the above A with the knowledge that Defendant A will engage in the Unregistered Credit Business.

1. A person who intends to run a credit business under Defendant A shall register with the competent authorities of the relevant place of business, and the rate of loan interest shall not exceed the rate of 25% per annum;

Nevertheless, on April 3, 2017, the Defendant, without registering with the competent authority, lent KRW 1 million to F, and deducted KRW 50,000,000 per annum, and received interest of KRW 292.12% per annum for the principal and interest of KRW 1,000 per annum on 60,000 per annum from April 3, 2015 to March 24, 2018 (the last upper part of the Defendant was paid interest of KRW 292.12% per annum for the loan from April 25, 2015 to 290 per annum for the loan from April 26, 200 to 206.

Accordingly, the Defendant operated credit business without registration, and received interest exceeding the limited interest rate under the Interest Limitation Act while running unregistered credit business.

2. Defendant B, while running a credit business without registration as described in paragraph (1) of the same Article, knew that the Defendant received interest in excess of the interest rate set forth in the Interest Limitation Act, the Defendant, from July 11, 2016 to April 2, 2018, lent KRW 12,797,000 to A, thereby aiding and abetting the lending of KRW 12,797,000,00 to facilitate the lending of credit business set forth in [Attachment] Nos. 5 through 80.

3. The Defendant C is running the unregistered credit business as set forth in paragraph 1.

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