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(영문) 대전지방법원 2013.08.28 2013고단2107
대부업등의등록및금융이용자보호에관한법률위반
Text

A defendant shall be punished by imprisonment for one year.

Seized evidence 1 to 4 shall be confiscated, respectively.

Reasons

Punishment of the crime

The Defendant lent money to female visitors, etc. at entertainment taverns or singing rooms, etc. with a view to getting them engaged in credit business by paying interest on a daily rate for a certain period of time.

Any person who intends to engage in a credit business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor or Special Self-Governing Province Governor.

The Defendant, without registering with the Daejeon Metropolitan City Mayor on February 13, 2012, borrowed KRW 100,000,000 on the condition that D shall receive 20,000 won per day as principal and interest for 60 days at a non-permanent area of Daejeon (Seoul) and KRW 2,00,000 on the condition that D shall receive 40,000 won per day as principal and interest for 60 days October 30, 2012, respectively, and around that time, received the principal and interest from D in accordance with the conditions, and received interest rate of KRW 30,00 per annum exceeding 225.7% per annum under the Interest Limitation Act.

In addition, the Defendant, from February 2, 2012 to May 2013, 2013, set forth in the annexed list of crimes (No. 2 to 143) No. 1, which was set forth in the annexed list of crimes, was revoked by the prosecutor during the third trial and rendered a decision to dismiss the public prosecution, and that part is deleted.

Therefore, the last reduction’s “a total of 143 times loan of 10,477,00 won” is corrected as “a total of 142 times loan of 10,3270,000 won.”

In 142 times such as the statement, 13.27 million won is loaned, and interest was paid in excess of 30% per annum which is the restriction rate under the Interest Limitation Act.

Summary of Evidence

1. Defendant's legal statement;

1. Each prosecutor's protocol of examination of the accused;

1. E prosecutorial statement;

1. Seizure records;

1. In the application of the Act and subordinate statutes, an investigation report (in the case of attaching data on current status of registration of credit business), investigation report (in the case of execution of a warrant of search, seizure, verification (application of financial account), investigation report (attached to account books), investigation report (in the case of number of days voluntarily submitted by a suspect A), investigation report (in the case of calculation of the annual interest rate based on the number of days calculation method), investigation report (in the case of telephone conversations of a suspect), investigation report (in

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