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(영문) 광주지방법원 2016.07.12 2015가단512260
양수금
Text

1. The Defendant shall pay the Plaintiff KRW 200,000,000 and the interest rate of KRW 15% per annum from May 16, 2015 to the date of full payment.

Reasons

1. Basic facts

A. On January 10, 2007, the Defendant entered into an insurance contract with Damo Family Love (hereinafter “each insurance contract of this case”) with the same coverage as D, which includes the guarantee of liability for compensation during daily life, and each contract with Damo Family Love Insurance with the same coverage as D (hereinafter “each insurance contract of this case”), as applicable to each of the above insurance contracts, includes the following terms and conditions:

30. In the daily life of the insured or his spouse living together with him (hereinafter referred to as the "insured") listed in the insurance policy (insurance policy) (hereinafter referred to as "liability for damages") shall be liable to compensate for the injury or damage of another person (hereinafter referred to as "liability for damages") in accordance with this special terms and conditions by bearing legal liability for the injury or property of another person (excluding physical assistance equipment, such as number, doubt, bill, and doctor's duty) due to any of the following accidents.

2.The insured’s daily life (except for the possession, use and management of real property other than a house) of the insured, Article 5 (Non-Compensation for Loss) ① Company shall not compensate for any loss arising from the following causes:

1. The intention of the policyholder or the insured. (2) The Company shall not pay compensation for any loss caused by the following:

11. The scope of damages that a company compensates for per accident under Article 7 (Insurance Money to be Paid) ① The scope of damages caused by violence is as follows:

1. 피보험자가 피해자에게 지급한 손해배상금(손해배상금을 지급함으로써 대위 취득할 것이 있을 때에는 그 가액을 뺍니다) ② 제1항의 손해에 대한 회사의 보상한도는 매회의 사고마다 2만 원을 초과하는 경우에 그 초과하는 금액으로 하되 아래와 같습니다.

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